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NOVA-Antiques is a member of Collectors.org and have been for about a year and a half now. We received their Newsletter this month with the following:
“Our office has received several heart-breaking phone calls over the past two weeks from people in Mississippi and Louisiana who totally lost their homes including sizeable collections. Other than homeowners' insurance, none of them had special collector insurance policies, although most realized that they should have had a special policy but just "never got around to it.”
We're trying to help these people find appraisers and possibly get some partial payment from their home owners' policy. We have mentioned this before, but we're going to keep hitting it. Making sure your members have insurance on their collections is one of the best services a club can provide.”
The Collectors.org Newsletter goes on to say that there are many policies on the market that specialize in collections. One such policy is the Collector Insurance Program provided by the Association of Insurance Administrators.